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critical Riskfinance

Insurance Underwriter

Review insurance applications and evaluate risk to determine coverage and premiums.

Live Automation Risk Score
92%

Updated: 2/24/202680% confidence

Task-by-Task Analysis

Here's how AI might impact each core task of a insurance underwriter:

Analyze risk factors in applications90% automatable
Calculate premiums based on risk95% automatable
Review policy renewals88% automatable
Make coverage decisions85% automatable

Risk Trend (90 Days)

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AI Tools Threatening This Role

AI risk models
Automated underwriting platforms
Machine learning pricing

What AI Cannot Replace

Complex commercial policies
Client negotiations
Regulatory compliance

How to Future-Proof Your Career

Data science
Actuarial skills
Risk management certification
InsurTech

Key Skills for This Role

Risk AssessmentAnalytical ThinkingInsurance Regulations

Career Overview

Median Salary$76,000/yr
Total Employed104k
Job Outlookdeclining
Categoryfinance

Recommended Courses

No specific courses available. Start with a personalized risk assessment.

Get Your Score

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Data sources: U.S. Bureau of Labor Statistics (BLS), O*NET OnLine, industry research reports. Risk scores are updated daily using our proprietary algorithm. Last updated: February 2026.

Analysis by AI Crisis Research Team.

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